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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	What is the legal term used to describe the right of the U. S. government to condemn private land for public use?
A	Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Lender
Catherine Peddicord, GMA, CRMSwww.TeamPeddicord.com972-712-LOAN (5626) Office214-535-LOAN (5626) Cell972-767-1813 Fax
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Lynn Slaney Silguero and Paul Silguero, REALTORSŽ, real estate agents and brokers for Frisco, Plano and North Dallas Texas home listings, property and land for sale - NUMBER1EXPERTS(tm)

Lynn Slaney Silguero , ABR, SRES
Ebby Halliday Realtors Realtors
1415 Legacy Dr Suite 100
Frisco, TX. 75034
Voicemail/FAX: 972.381.6449
Lynn's Cell: 972.588.8449
Spanish Speaking:
Lynn's Email: LynnSlaney@ebby.com
Lifelong resident of the Dallas metro for over 35 years. Growing up in a "real estate family", Customer Service is my Top Priority- Whether you're Buying or selling, we are committed and focused to the delivery in meeting all your real estate needs in a timely positive way- Before, During, and After the Sale! D MAGAZINE BEST REALTOR 2010 * Specializing in Frisco, Plano,McKinney, Allen, Addison, Carrollton, Richardson, Plano, McKinney,Prosper & North Dallas! *Graduate of Richardson Schools & Southwest Texas State University *FRISCO CITY 101 GRADUATE 2010 *Leadership GDAR 2002-2003,* *Women's Council of Realtors. *Accredited Buyers Representative Designation~ABR *Relocation Specialist *Builder & Developer Representation SRES- Senior Real Estate Specialist Designation *REO Bank Representation

Paul Silguero
Frisco Office
1415 Legacy Dr Ste 100
Frisco,TX 75034
972.679.5417 Cell
Email:Paulsilguero@ebby.com
Languages: SPANISH
See My Page www.myDFWhouse.com

As a full time real estate professional, I welcome the opportunity to serve your real estate needs. A dedicated professional with over 30 years in private &corporate business management. I am results-oriented. My goals are to provide clients with excellent service and build long-term relationships with them. I have assisted buyers and sellers throughout Dallas, Denton, and Collin counties. My bilingual skills in English/Spanish are a definite advantage in today's global business world.

DFW Metroplex resident for over 15 years
Member Collin County Association of REALTORS
Member National Association of REALTORS
Member Texas Association of REALTORS
Fully bilingual in English/Spanish

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